- Get quotes from multiple agents and speak with several people.
- Compare your insurance quotes and choose the best one.
- Get online insurance quotes regularly to find the best rates.
- Ask your current auto insurance agent for a new quote or better rate.
- Insure multiple vehicles with the same company as well as any business vehicles.
- Bundle different types of insurance policies together, like home and health insurance.
- Improve your risk profile.
There are a variety of factors that affect insurance premiums, such as the type of car you drive and the amount of coverage you get. Obviously, more expensive cars with lower deductibles will pay more for collision insurance. Additionally, safer cars are often cheaper to insure. People who drive less usually pay lower rates.
Other factors include your driving record, age, marital status, location, and gender. Your credit history can also affect your rates. It might be a good idea to know your credit record as this could prevent you from getting the best rates.
Many insurance companies offer cheap insurance for members of certain groups, such as the US military and veterans, universities and alumni, educational and teacher organizations, AARP, newly retired and seniors, and business and social organizations. Many professions can receive a discount, such as nurses, doctors, federal and state employees, and teachers.
Additionally discounts can be found if payment is made in full, automatic or online billing, good students, taking a defensive driver course, anti-lock brakes, a car alarm, or low mileage drivers.
Many companies have special programs for teenagers, SR-22, families, etc...
Get Quote Go Use these calculators to estimate the monthly costs of a Lexus RC 350 Top Car Insurance Companies by Market Share (source: NAIC, 2018) Car Thefts by Metro Area (source: NICB, 2018)ncG1vNJzZmivp6x7pbvLpZirrJmisrR6wqikaJuRp3qqutKuqZqmk5p8jbHXrqpoinOUgHZ8